Why Do You Need Travel Insurance Protection?
At Covington, we believe that travel insurance is a great value that protects you and your trip investment! Now more than ever it is important to think about the unexpected. Consider travel protection for Trip Cancellation, Trip Interruption, Emergency Medical, Emergency Evacuation, Trip Delay, Baggage Delay and much more.
Whether your destination is domestic or international, we recommend that you consider purchasing travel protection.Â Not sure if you need travel protection? Consider these scenarios and what you would do if an unexpected situation affected your next trip.
Protecting Your Travel DreamsÂ
Unplanned events happen, and they can derail a vacation, leaving you with additional expenses or the loss of non-refundable payments.Â There are unforeseen events to worry about too, such as needing to cancel a trip at the last minute. Since forty percent of us had this experience, itâ€™s not surprising that 34 percent of respondents purchase travel insurance just for this reason.Â Find out how a Travelex plan can help keep you protected so you can dream and travel on.
Ten Top Reasons to Purchase Travel Insurance
I DEVELOPED CHEST PAINS DURING MY TRIP
No one expects to have a medical emergency while traveling. Having Emergency Medical & Dental and Emergency Medical Evacuation benefits helps ensure you receive quality care. If you have any pre-existing conditions, ask about the Pre-existing Medical Condition Exclusion Waiver! (Hint: Consider adding the Additional Medical Coverage upgrade, on the Travel Select plan.)
A TERRORIST INCIDENT OCCURRED AT MY DESTINATION
If a terrorist incident happens in a city listed on your itinerary within 30 days of your scheduled arrival, having Trip Cancellation and Trip Interruption coverage allows you to cancel or interrupt your trip due to a terrorist incident and be reimbursed for unused, non-refundable trip expenses.
HELP! I MISSED MY CONNECTION
If your flight, cruise or other trip connection is delayed 3 hours or more due to inclement weather or a common carrier delay, Missed Connection coverage allows you to be reimbursed for additional transportation to join the departed trip, as well as any unused, non- refundable trip expenses.
MY CHILD HAS AN EAR INFECTION & CANâ€™T TRAVEL
If your child suddenly becomes ill and canâ€™t depart on your trip, having Trip Cancellation coverage allows you to cancel your trip due to sickness and be reimbursed for non-refundable trip expenses. (Hint: Ask about Kids Included Pricing1 on the Travel Select plan.)
INCLEMENT WEATHER DELAYED MY FLIGHT
If your trip is delayed 5 hours or more, Trip Delay coverage allows you to be reimbursed for additional accommodations and meals if your departure is delayed due to inclement weather.
The Trip Delay daily limit is a generous $250!
WHAT HAPPENED TO MY LUGGAGE?
If your bag is lost, stolen or damaged – or if your bag is delayed 12 hours or more – you can be reimbursed for personal articles and expenses. (Hint: If youâ€™re traveling with sporting equipment, ask about Equipment Delay coverage on the Travel Select plan.)
I HAVE TO WORK & CANâ€™T TAKE MY TRIP
If you are required to work, a merger takes place, or your company is deemed unsuitable for business and you are the key employee, having Cancel for Business Reasons coverage allows you to cancel your trip and be reimbursed for unused, non- refundable trip expenses.
HOW DO I SAY â€˜STOMACH ACHES IN SPANISH?
For travel advice or help finding an English-speaking doctor in your area, call Travel Assistance Services2 anytime 24/7. These experts can even help with Language Interpretation Services.
I WON MY TRIP & AM GOING â€˜NO MATTER WHATâ€™
If youâ€™re not concerned with canceling your trip, choosing the lowest trip cost level of $1-$250 provides minimal Trip Cancellation and Trip Interruption coverage, along with the regular coverage levels for Emergency Medical & Dental, Trip Delay, Missed Connection, Baggage loss/damage, and more.
Iâ€™M STUDYING ABROAD
Having an emergency far from home can be scary and expensive. Those taking extended multi-month trips can insure up to 364 consecutive days of travel on the Travel Select plan!
What are my choices?
Obtain a Quote (or)Â Purchase Travel Insurance by clicking on travel plan links below.
Travelex Basic |Â Essential Travel Protection
A great alternative to cruise and tour operator insurance – Travel Basic offers coverage for the value conscious traveler while meeting essential travel needs including the option to customize coverage with rental car collision and air AD&D upgrades.
Travelex Select |Â Customizable Travel Protection
Designed with family travelers in mind, Travel Select provides kids included pricing. In addition, offers complete customization with personalized upgrade options including cancel for any reason and adventure sports coverage.
Call our Travel Advisors at 804-747-7077 with any questions about the travel insurance programs available.